Is The Help In Oklahoma For Disabled Person With Hiv To Get Money For New Ac Unit

Welcome to Disability Benefits Help, an organization committed to helping claimants across the United States receive blessing for disability benefits.

Since applying for Social Security disability benefits tin can be a hard process, a disability attorney or advocate may increment your chances of existence awarded benefits by helping accurately and favorably complete the complex paperwork, ensuring that all deadlines are met, and providing you with representation at a hearing. After submitting our spider web form, yous will receive a 100% FREE evaluation of your disability claim. Inability attorneys and advocates receive compensation if you lot are awarded back benefits. We have no affiliation with the Social Security Assistants, the agency at which you can apply for Social Security inability at no cost.

In that location are more i.2 meg Americans living with HIV in the U.S. today, per the Centers of Disease Control (CDC). Although treatments now available for managing HIV are ofttimes effective in controlling symptoms and complications, continued employment depends on how advanced your HIV is and whether your affliction has progressed to AIDS.

Treatments for HIV, while more than effective today than in the past, are not without side effects, including nausea, fatigue, anemia, nervus complications, and insomnia, among others. Trying to work full-fourth dimension while dealing with these side effects tin can be difficult if non impossible. HIV infection too severely compromises your immune organization, leaving you vulnerable to frequent infections and at a higher risk of developing cancer and other life-threatening complications.

The effects of the disease and the side furnishings of treatment often brand it impractical to maintain employment, or at least work at the same level every bit you once did. If your HIV symptoms and complications disrupt your ability to work, you lot may be able to receive Social Security Disability benefits, which provide steady, consequent income for you lot to pay bills, cover medical care costs, and manage your everyday living expenses.

The Costs of HIV

HIV direction requires ongoing expenses in the course of regular doctor visits and prescription co-pays and deductibles. Frequent lab work and other diagnostic tests are necessary to monitor immune function and grab infections and other complications early. As the disease progresses, hospital stays and emergency room visits become more common.

All of these ongoing medical expenses add together upwardly quickly, and make it hard for HIV patients to meet their financial obligations. This is specially truthful if income from employment is low due to absences from piece of work or chore loss.

According to the CDC, the average lifetime price of treating HIV is $379,668. For nearly people, Highly Agile Antiviral Therapies (HAARTs) account for the highest percentage of annual treatment expenses. Healthline reports that antiviral prescriptions average between $600 and $2,700 per month, and with nearly of these medications, there is no generic drug option.

While prescription expenses are astronomical, HAARTs are the nigh effective method of slowing HIV's progression and for improving both life expectancy and quality of life as an HIV-positive person. An HIV advisor or social worker may be able to help you save on treatment costs, but your prescriptions and other treatments will still take a meaning financial toll.

Approving for Social Security Disability benefits can help lessen your fiscal concerns. Disability applicants additionally meet qualification requirements for Medicare (after one yr with SSDI) and/or Medicaid (immediately with SSI in many states). These medical programs can aid lower your costs for HIV treatments equally well.

Is HIV Considered A Disability?

The SSA definition of a inability might differ from some other more often than not accepted definitions. The SSA definition is specific and being HIV positive is not automatically considered disability.

For any status to exist considered a disability by the SSA, information technology must make it impossible for you to earn enough money through a job to support yourself. This monthly income level is called substantial gainful activity.

In 2020, the substantial gainful activity amount is $1260 for non-bullheaded individuals. This number is $2110 for blind individuals. Therefore, in order for HIV to be considered a disability by the SSA, the symptoms that y'all have must get out you unable to earn substantial gainful activity.

Some other condition that must be met in order for HIV to exist considered a disability is that it is not possible to earn money past learning a new skill or changing jobs. This volition take into consideration things like historic period and employment history.

For example, if yous have worked the aforementioned chore for 20 years before you became disabled, it would be more difficult to learn the skills required to modify jobs at that bespeak in your life. For someone who becomes disabled at a younger age, or has worked in multiple fields it volition be easier to make a transition.

Although there is very specific criteria that must be met in club to authorize for disability benefits, the SSA provides clear definitions of those guidelines.

Medically Qualifying for Benefits for HIV

Every bit a viral infection that compromises the immune arrangement, y'all'll observe the Social Security Assistants's (SSA's) listing for HIV in the Immune System Disorders section of the Blue Book. The Blue Book is a technical manual, written for doctors and others with the expertise to understand complex medical terminology. This means you'll probable need your medico'south help to fully understand HIV inability listing.

Your dr. can help decipher the qualification requirements and the medical prove necessary to exist canonical for benefits. To authorize through the Blue Volume, your HIV must exist avant-garde and crusade significant and frequent symptoms and complications despite treatment.

Specifically, the SSA needs to encounter through your medical records that at to the lowest degree one of the following is true:

• You experience frequent or persistent bacterial, fungal, viral, or parasitic infections
• You lot've developed cancer and that the cancer is advanced or terminal
• In that location is fluid collecting on the brain or brain swelling that causes severe disruption in your ability to recollect or move effectively
• Y'all've had astringent weight loss (HIV-wasting syndrome)
• Uncontrolled and persistent diarrhea has required you lot to have 4 fluids and diet via a feed tube for a month or longer
• You lot feel other types of infections (sinusitis, encephalitis, sepsis, etc) that require hospitalization, IV therapy, or which are resistant to treatment
• Your frequent infections and other complications take severely compromised your activities of daily living , too called ADLs.

If you're unable to meet or closely friction match the disability listing, then you'll have to go along through additional reviews to determine your eligibility.

Qualifying for Benefits without Meeting a Disability Listing

For HIV to qualify for benefits without meeting a disability list, yous must:

• Have thorough medical records
• Take a doc that can issue a strong summary statement on your behalf
• Be able to complete "function report forms" that brand a compelling statement that you are disabled despite non qualifying through the Blue Book

Functional report forms are a standard part of the "residual functional capacity" (RFC) analysis the SSA completes when an applicant doesn't qualify nether a disability list. An RFC looks at your physical and mental limitations caused by your HIV symptoms, complications, and treatments. The SSA examines your activities of daily living or ADLs to determine how severely you're limited by your wellness issues.

ADLs included in the RFC are things similar shopping for groceries, traveling to doctor visits, cleaning your domicile, preparing nutrient, and staying in impact with friends and family unit, among others. Astringent nausea, weakness, persistent diarrhea, muddled thinking, and other common complications of HIV treatment lone tin make it impossible for you to keep up with everyday tasks. For the SSA to see the full extent of your limitations, you and your doctor must both provide detailed information on the manner in which your HIV and required treatments affect your everyday life.

In add-on to because your physical and mental limitations during an RFC, the SSA as well looks at your work history, job feel, formal education, training, and your age to determine if you're unable to work at all. If granted benefits through an RFC, it ways the SSA has decided you tin't work in any job that yous would otherwise be qualified to perform.

How to Use for Disability Benefits with HIV

The SSA must usually see the same types of medical documentation regardless of whether y'all qualify through the Blue Book or through an RFC evaluation. This documentation includes, but is not limited to:

• Lab reports proving a positive HIV diagnosis
• CD4 test results showing immune system compromise and how susceptible you are to opportunistic infections
• Hospitalization or emergency room records going dorsum at least 1 yr
• Diagnostic reports (like lab work, biopsies, imaging tests, etc) documenting complications of HIV, including infections, cancer, if present, or organ impairment

HIV disability applications tin be submitted online, via the SSA'due south website, or in person at the local SSA office. Under some circumstances, remote or phone applications tin can too be arranged:

• Call 1-800-772-1213 to speak with an SSA representative.
• Visit the SSA's website to get-go your Social Security Disability Insurance (SSDI) application.
• Visit the local SSA office to complete a Supplemental Security Income (SSI) awarding.
• Keep in mind that SSDI applications can besides exist washed at the local co-operative function.

Take as many records with you equally possible for your visit at the local office and be sure to have your records handy if completing your awarding online as well. You don't want to leave any blanks on your awarding. Failing to answer all questions can pb to delays and may even event in denial of benefits.

How To Qualify For Disability Benefits With AIDS

If y'all have been diagnosed with HIV it is possible that it tin progress into AIDS. HIV becomes AIDS when CD4 cell count drops below a specific level. The CD4 cell, also called a T-cell is a white claret cell that is of import in your immune arrangement's power to fight off illness.

Although AIDS is commonly recognized, it does not accept its own list in the SSA blueish book. Nevertheless, if yous or someone y'all know does have AIDS, they will probable be able to qualify under the HIV listing. There are many ways that yous tin can qualify for disability benefits with HIV in the blueish book. For someone with AIDS, section fourteen.11 K will be relevant. The criteria co-ordinate to the SSA website:

Absolute CD4 count of less than 200 cells/mm3 or CD4 percentage of less than 14 percent,andone of the following:

• BMI measurement of less than 18.five; or
• Hemoglobin measurement of less than 8.0 grams per deciliter.

This criteria is important because of the CD4 threshold of 200 cells/mm3. This CD4 count is the same number that differentiates HIV and AIDS. Therefore if you accept been diagnosed with AIDS, you will likely be able to qualify if yous take a depression BMI or hemoglobin measurement. It is important to be aware that that is non the but manner to qualify for disability benefits with AIDS. If you meet the criteria, y'all are able to qualify using whatsoever of the listings in the blue book including all of those under the HIV listing.

Getting Assist With Your Disability Awarding

Y'all can go help with your claim from a friend, family member, inability advocate, or Social Security attorney. You lot can even have someone else attend an awarding appointment with you or consummate an online application on your behalf.

To find out more almost your case, yous can make full out this complimentary evaluation form. Use all of the resources at your disposal for the best chances of winning.

Source: https://www.disability-benefits-help.org/disabling-conditions/hiv

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